Head to head

Eddy vs Netchex

Same facts, side by side: starting price, free tier, MCP, API and what each one is actually built for.

Eddy

Sales-quoted

Eddy is all-in-one HR and payroll software for small and midsize businesses. Commercials are sales-quoted.

Where Eddy fits

  • US SMBs that want payroll, HR, ATS, and onboarding in one vendor
  • Teams comparing a quoted bundle with Gusto at $49/mo or BambooHR at $250/mo
  • Multi-state employers that have outgrown spreadsheets but not Workday
  • HR leads who want compliance and onboarding next to pay

Netchex

Sales-quoted

US cloud payroll and HCM for hourly and multi-location employers. Core, All-In, and Flex are all sales-quoted.

Where Netchex fits

  • US hourly and multi-location employers that want payroll plus time in one HCM
  • Teams that want earned wage access inside Core, not as a fintech add-on
  • Buyers who prefer Employee Navigator for benefits rather than a native-only stack
  • Mid-market desks comparing Netchex to ADP Run or Paylocity on service, not price

At a glance

DetailEddyNetchex
Starting priceSales-quotedSales-quoted
Free tier–No–No
MCP server–No–No
Public API–No–No
Listed underATS, HR compliance, HRIS, Onboarding, PayrollATS, HRIS, Payroll
CapterraNot enough reviews4.5 from 165 reviews

Where they pull apart

Eddy

Stands out: HRIS, payroll, ATS, onboarding, and HR compliance sit in one SMB bundle, closer to Gusto than to a modular HR Cloud deal.

Watch out: eddy.com does not print a public per-employee rate. US payroll plus tax filing is the conversation, not global EOR. Implementation is a sales cycle.

Not the right fit for

  • Global employers that need Deel-style EOR
  • Enterprises on ADP Workforce Now or Workday

Netchex

Stands out: All-In bundles hiring, scheduler, benefits (Netchex or Employee Navigator), performance, LMS, and Netchex AI on top of unlimited payroll runs.

Watch out: The pricing page names Core, All-In, and Flex and then sends every CTA to Request a Quote. There is no PEPM on the page.

Not the right fit for

  • SMBs that need a printed $49/mo payroll rate before a demo
  • Global EOR hiring outside US payroll

Pros and cons

Eddy

  • Payroll, HRIS, ATS, onboarding, and compliance in one SMB bundle
  • Aimed at US small and midsize employers, not enterprise HCM
  • One vendor instead of Gusto plus a separate ATS
  • Sales-quoted, no public per-employee rate
  • Not a global EOR
  • Sales cycle is slower than a Gusto self-serve signup

Netchex

  • Unlimited payroll runs called out on Core, not metered
  • Employee Navigator as a first-class benefits option on All-In and Flex
  • Netchex AI included on All-In rather than a vague roadmap slide
  • No public dollar amounts on any package
  • Hiring, LMS, and AI are All-In, not Core
  • US-only payroll, not a global HCM

What each one costs

Eddy

Sales-quoted

Eddy quotes HR, payroll, ATS, and onboarding as an SMB bundle. eddy.com does not print a public per-employee rate. Confirm current terms on the vendor site.

Checked 19 Sep 2026

Netchex

Sales-quoted

Core, All-In, and Flex are quoted. Core includes onboarding, time, unlimited payroll runs, earned wage access, engagement, HR, and reporting. All-In adds hiring, scheduler, benefits (Netchex Benefits or Employee Navigator), performance, LMS, and Netchex AI. Flex is Core plus a la carte modules. There is no public PEPM on the vendor page. Confirm current terms on the vendor site.

Checked 19 Sep 2026

Common questions

Can you try Eddy or Netchex for free?
Neither carries a free tier on our listing.

Not the pair you wanted?

All Eddy alternatives All Netchex alternatives Every ATS tool

Editorial listings, never paid rankings. Prices checked 19 Sep 2026. Confirm current terms on the vendor site. Spot an error?