Compare/Head to head

Eddy vs Netchex

Same facts, side by side: starting price, free tier, MCP, API and what each one is actually built for.

Starting price

Eddy

$4/user/mo + $50/mo base

Eddy is all-in-one HR and payroll software for small and midsize businesses. Starter is $4 per person per month plus a $50/mo base; Premium is quoted.

Where Eddy fits

  • US SMBs that want payroll, HR, ATS, and onboarding in one vendor
  • Teams comparing Eddy from $4 per person with Gusto at $49/mo or BambooHR at $250/mo
  • Multi-state employers that have outgrown spreadsheets but not Workday
  • HR leads who want compliance and onboarding next to pay

Netchex

Sales-quoted

US cloud payroll and HCM for hourly and multi-location employers. Core, All-In, and Flex are all sales-quoted.

Where Netchex fits

  • US hourly and multi-location employers that want payroll plus time in one HCM
  • Teams that want earned wage access inside Core, not as a fintech add-on
  • Buyers who prefer Employee Navigator for benefits rather than a native-only stack
  • Mid-market desks comparing Netchex to ADP Run or Paylocity on service, not price

At a glance

DetailEddyNetchex
Starting price$4/user/mo + $50/mo baseSales-quoted
Free tier–No–No
MCP server–No–No
Public API–No–No
Listed underATS, HR compliance, HRIS, Onboarding, PayrollATS, HRIS, Payroll
CapterraNot enough reviews4.5 from 165 reviews

Where they pull apart

Eddy

Stands out: HRIS, payroll, ATS, onboarding, and HR compliance sit in one SMB bundle, closer to Gusto than to a modular HR Cloud deal.

Watch out: Payroll is an add-on at $6 per person plus a $50/mo base, and Hiring is $199/mo. US payroll plus tax filing is the conversation, not global EOR.

Not the right fit for

  • Global employers that need Deel-style EOR
  • Enterprises on ADP Workforce Now or Workday

Netchex

Stands out: All-In bundles hiring, scheduler, benefits (Netchex or Employee Navigator), performance, LMS, and Netchex AI on top of unlimited payroll runs.

Watch out: The pricing page names Core, All-In, and Flex and then sends every CTA to Request a Quote. There is no PEPM on the page.

Not the right fit for

  • SMBs that need a printed $49/mo payroll rate before a demo
  • Global EOR hiring outside US payroll

Pros and cons

Eddy

  • Payroll, HRIS, ATS, onboarding, and compliance in one SMB bundle
  • Aimed at US small and midsize employers, not enterprise HCM
  • One vendor instead of Gusto plus a separate ATS
  • Payroll and Hiring are paid add-ons on Starter and Growth
  • Not a global EOR
  • Premium with payroll included is quoted

Netchex

  • Unlimited payroll runs called out on Core, not metered
  • Employee Navigator as a first-class benefits option on All-In and Flex
  • Netchex AI included on All-In rather than a vague roadmap slide
  • No public dollar amounts on any package
  • Hiring, LMS, and AI are All-In, not Core
  • US-only payroll, not a global HCM

What each one costs

Eddy

$4/user/mo + $50/mo base

Eddy Starter is $4 per person per month plus a $50/mo base, and Growth is $8 per person per month plus a $75/mo base. Premium, which adds Eddy Payroll and Hiring, is quoted. Add-ons: Payroll at $6 per person plus a $50/mo base, and Hiring at $199/mo. Billing is month to month on active employees. Confirm current terms on the vendor site.

Checked 4 Nov 2026

Netchex

Sales-quoted

Core, All-In, and Flex are quoted. Core includes onboarding, time, unlimited payroll runs, earned wage access, engagement, HR, and reporting. All-In adds hiring, scheduler, benefits (Netchex Benefits or Employee Navigator), performance, LMS, and Netchex AI. Flex is Core plus a la carte modules. There is no public PEPM on the vendor page. Confirm current terms on the vendor site.

Checked 4 Nov 2026

Common questions

Can you try Eddy or Netchex for free?
Neither carries a free tier on our listing.

Not the pair you wanted?

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Editorial listings, never paid rankings. Prices checked 4 Nov 2026. Confirm current terms on the vendor site. Spot an error?