US small-business payroll, benefits and onboarding in one stack, from around $49/mo plus a per-seat charge.
Where Gusto fits
US small companies running payroll in-house
HR teams that want benefits next to pay
Desks that want MCP on payroll data
A first HRIS after spreadsheets
At a glance
Detail
enableHR
Gusto
Starting price
Sales-quoted
$49/mo
Free tier
–No
–No
MCP server
–No
✓Yes
Public API
–No
✓Yes
Listed under
HRIS
Benefits administration, HR compliance, HRIS, Onboarding, Payroll, Time & attendance
Capterra
Not enough reviews
4.6 from 4,225 reviews
Where they pull apart
enableHR
Stands out: Work health and safety is included in every subscription, not sold as a bolt-on.
Watch out: Built for Australian Fair Work rules. US buyers will find the content and payroll local to AU/NZ.
Not the right fit for
US companies that need US payroll tax filing
Buyers who need a public per-employee rate
Gusto
Stands out: Payroll sitting next to HR for US small companies, with a first-party MCP.
Watch out: It is US-only, so it is not a route to hiring people in other countries.
Not the right fit for
Global employer-of-record buyers
Enterprise HRIS selection processes
Pros and cons
enableHR
WHS included on every plan
Fair Work contract templates
Payroll and Xero sync available
Sales-quoted, no public rate card
Built for AU/NZ, not US payroll
Buying starts with a demo
Gusto
Payroll, benefits and onboarding in one US stack
MCP and API available
Fits small-business HR and finance buyers
US-only
Per-seat charges on top of the base
Not built for hiring pipelines
What each one costs
enableHR
Sales-quoted
Sales-quoted. No public rate card on the vendor site. WHS is included with every subscription. Payroll is available as part of the same platform. Built for Australia and New Zealand. Confirm current terms on the vendor site.
Checked 19 Sep 2026
Gusto
$49/mo
From ~$49/mo +/seat. Confirm current terms on the vendor site.
Checked 7 Sep 2026
Common questions
Can you try enableHR or Gusto for free?
Neither carries a free tier on our listing.
Does enableHR or Gusto have an MCP server?
Gusto ships a first party MCP server, so an AI assistant can work the product directly.