Head to head

BambooHR vs Gusto

Same facts, side by side: starting price, free tier, MCP, API and what each one is actually built for.

BambooHR

$250/mo

Small-business HRIS that often doubles as the first ATS. Per-employee plans start at $10, with a $250/mo floor for companies of 25 or fewer.

Where BambooHR fits

  • US small businesses buying a first HRIS
  • Teams that want a light ATS in the same product
  • HR teams running onboarding after the offer
  • Buyers comparing against Gusto or Namely

Gusto

$49/mo

US small-business payroll, benefits and onboarding in one stack, from around $49/mo plus a per-seat charge.

Where Gusto fits

  • US small companies running payroll in-house
  • HR teams that want benefits next to pay
  • Desks that want MCP on payroll data
  • A first HRIS after spreadsheets

At a glance

DetailBambooHRGusto
Starting price$250/mo$49/mo
Free tierNoNo
MCP serverNoYes
Public APIYesYes
Listed underATS, Benefits administration, HR compliance, HRIS, Onboarding, Time & attendanceBenefits administration, HR compliance, HRIS, Onboarding, Payroll, Time & attendance
Capterra4.6 from 3,558 reviews4.6 from 4,225 reviews

Where they pull apart

BambooHR

Stands out: HRIS plus a light applicant tracker and onboarding in one small-business login.

Watch out: The $250 figure is the small-company flat rate, not a per-employee price. Bills scale with headcount above that.

Not the right fit for

  • High-volume hiring that needs a dedicated ATS
  • Global employer-of-record buyers

Gusto

Stands out: Payroll sitting next to HR for US small companies, with a first-party MCP.

Watch out: It is US-only, so it is not a route to hiring people in other countries.

Not the right fit for

  • Global employer-of-record buyers
  • Enterprise HRIS selection processes

Pros and cons

BambooHR

  • Clear per-employee pricing with a small-company floor
  • HRIS plus a light ATS
  • Public API
  • No MCP
  • Outgrown quickly by high-volume hiring
  • Costs climb with headcount

Gusto

  • Payroll, benefits and onboarding in one US stack
  • MCP and API available
  • Fits small-business HR and finance buyers
  • US-only
  • Per-seat charges on top of the base
  • Not built for hiring pipelines

What each one costs

BambooHR

$250/mo

Companies with 25 employees or fewer pay a flat monthly rate starting at $250. Above 25 employees, Core is $10, Pro $17 and Elite $25 per employee per month, with automatic volume discounts. Payroll, benefits administration and time tracking are add-ons. Confirm current terms on the vendor site.

Checked 20 Sep 2026

Gusto

$49/mo

From ~$49/mo +/seat. Confirm current terms on the vendor site.

Checked 7 Sep 2026

Common questions

Is BambooHR cheaper than Gusto?
Gusto starts lower, at $49/mo against $250/mo for BambooHR. That is the entry plan on each side, so the real number depends on seats and the tier you land on.
Can you try BambooHR or Gusto for free?
Neither carries a free tier on our listing.
Does BambooHR or Gusto have an MCP server?
Gusto ships a first party MCP server, so an AI assistant can work the product directly.

Not the pair you wanted?

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Editorial listings, never paid rankings. Prices checked 20 Sep 2026. Confirm current terms on the vendor site. Spot an error?