Lyra Health
Stands out: The network is built around matched clinical care (therapy and psychiatry, not a meditation library with a therapist bolted on), which is why large employers treat it as the mental-health plan, not a perk.
Watch out: This is a quote-only benefits contract. Lyra AI and Lyra Empower sit on the same brand; confirm whether the SKU you are buying is the clinical network, the manager/empower layer, or both before you compare PEPM to a coaching-only vendor.
Not the right fit for
- SMBs that want a self-serve mindfulness subscription
- Buyers who need a public per-employee price
Modern Health
Stands out: One Adaptive Care stack that can send someone to a coach, a therapist, a Circle, or a Pathway without a separate EAP login, which is why multi-country benefits teams buy it.
Watch out: This is a quote-only PEPM benefits contract. Session counts, family coverage, and substance-use care are plan terms, not a public seat price, so finance should price the actual utilization band before comparing it to a consumer meditation app.
Not the right fit for
- Teams that only want a mindfulness app at consumer-app prices
- Buyers who need a public self-serve price
- Companies that will not fund clinical sessions