Head to head

BerniePortal vs Eddy

Same facts, side by side: starting price, free tier, MCP, API and what each one is actually built for.

BerniePortal

$5/employee/mo

Broker-sold HR and benefits for small employers, with direct Starter at $5/employee/mo plus a $25 base fee.

Where BerniePortal fits

  • US small employers buying benefits admin plus COBRA in one login
  • Shops that want a printed per-employee rate instead of an enterprise quote
  • Brokers who resell BerniePortal with customized employer pricing
  • Teams that may later add payroll and PTO on Standard or Plus

Eddy

Sales-quoted

Eddy is all-in-one HR and payroll software for small and midsize businesses. Commercials are sales-quoted.

Where Eddy fits

  • US SMBs that want payroll, HR, ATS, and onboarding in one vendor
  • Teams comparing a quoted bundle with Gusto at $49/mo or BambooHR at $250/mo
  • Multi-state employers that have outgrown spreadsheets but not Workday
  • HR leads who want compliance and onboarding next to pay

At a glance

DetailBerniePortalEddy
Starting price$5/employee/moSales-quoted
Free tier–No–No
MCP server–No–No
Public API–No–No
Listed underBenefits administrationATS, HR compliance, HRIS, Onboarding, Payroll
Capterra4.3 from 130 reviewsNot enough reviews

Where they pull apart

BerniePortal

Stands out: bernieportal.com/pricing prints four direct plans: Starter $5/ee/mo, Standard $19, Plus $23, and Enterprise $29, each with an EIN base fee after Starter.

Watch out: Starter covers recruiting, onboarding, benefits, compliance, and COBRA only. PTO, time, payroll, and performance start on Standard, and each of those modules is capped at one approver and one subgroup.

Not the right fit for

  • Global employers that need multi-country payroll as the core product
  • Enterprises that want unlimited subgroups without moving to the $29/ee/mo Enterprise tier

Eddy

Stands out: HRIS, payroll, ATS, onboarding, and HR compliance sit in one SMB bundle, closer to Gusto than to a modular HR Cloud deal.

Watch out: eddy.com does not print a public per-employee rate. US payroll plus tax filing is the conversation, not global EOR. Implementation is a sales cycle.

Not the right fit for

  • Global employers that need Deel-style EOR
  • Enterprises on ADP Workforce Now or Workday

Pros and cons

BerniePortal

  • Printed Starter through Enterprise rates on the vendor pricing page
  • COBRA administration is in Starter, not gated to the top tier
  • Broker channel plus a direct-buy path for employers
  • Starter omits PTO, time, payroll, and performance
  • Standard and Plus cap approvers and subgroups until Enterprise
  • No published trial length, only a demo CTA

Eddy

  • Payroll, HRIS, ATS, onboarding, and compliance in one SMB bundle
  • Aimed at US small and midsize employers, not enterprise HCM
  • One vendor instead of Gusto plus a separate ATS
  • Sales-quoted, no public per-employee rate
  • Not a global EOR
  • Sales cycle is slower than a Gusto self-serve signup

What each one costs

BerniePortal

$5/employee/mo

Direct Starter is $5 per employee per month plus a $25 base fee and covers recruiting, onboarding, benefits, compliance, and COBRA. Standard is $19/ee/mo plus $40/EIN. Plus is $23/ee/mo plus $40/EIN. Enterprise is $29/ee/mo plus $40/EIN. Brokers offer customized pricing. PTO, time, payroll, and performance start on Standard. Confirm current terms on the vendor site.

Checked 19 Sep 2026

Eddy

Sales-quoted

Eddy quotes HR, payroll, ATS, and onboarding as an SMB bundle. eddy.com does not print a public per-employee rate. Confirm current terms on the vendor site.

Checked 19 Sep 2026

Common questions

Can you try BerniePortal or Eddy for free?
Neither carries a free tier on our listing.

Not the pair you wanted?

All BerniePortal alternatives All Eddy alternatives Every Benefits administration tool

Editorial listings, never paid rankings. Prices checked 19 Sep 2026. Confirm current terms on the vendor site. Spot an error?