Compare/Head to head

Eddy vs Rippling

Same facts, side by side: starting price, free tier, MCP, API and what each one is actually built for.

Starting price

Eddy

$4/user/mo + $50/mo base

Eddy is all-in-one HR and payroll software for small and midsize businesses. Starter is $4 per person per month plus a $50/mo base; Premium is quoted.

Where Eddy fits

  • US SMBs that want payroll, HR, ATS, and onboarding in one vendor
  • Teams comparing Eddy from $4 per person with Gusto at $49/mo or BambooHR at $250/mo
  • Multi-state employers that have outgrown spreadsheets but not Workday
  • HR leads who want compliance and onboarding next to pay

Rippling

$8/employee/mo

Mid-market HR, IT and finance platform with payroll, devices and an ATS on one bill. From $8 per employee a month plus a base fee, with MCP enabled in-product.

Where Rippling fits

  • Mid-market companies unifying HR and IT
  • Teams that want payroll and devices on the same bill
  • Buyers replacing several separate tools
  • US mid-market employers

At a glance

DetailEddyRippling
Starting price$4/user/mo + $50/mo base$8/employee/mo
Free tier–No–No
MCP server–No✓Yes
Public API–No✓Yes
Listed underATS, HR compliance, HRIS, Onboarding, PayrollATS, Benefits administration, EOR, HR compliance, HRIS, Onboarding, Payroll, Time & attendance
CapterraNot enough reviews4.9 from 4,867 reviews

Where they pull apart

Eddy

Stands out: HRIS, payroll, ATS, onboarding, and HR compliance sit in one SMB bundle, closer to Gusto than to a modular HR Cloud deal.

Watch out: Payroll is an add-on at $6 per person plus a $50/mo base, and Hiring is $199/mo. US payroll plus tax filing is the conversation, not global EOR.

Not the right fit for

  • Global employers that need Deel-style EOR
  • Enterprises on ADP Workforce Now or Workday

Rippling

Stands out: Payroll, IT device management and hiring on a single mid-market bill.

Watch out: Recruiting is one module of a much larger platform, not the product itself.

Not the right fit for

  • Staffing agencies
  • Talent teams that only want a tracker

Pros and cons

Eddy

  • Payroll, HRIS, ATS, onboarding, and compliance in one SMB bundle
  • Aimed at US small and midsize employers, not enterprise HCM
  • One vendor instead of Gusto plus a separate ATS
  • Payroll and Hiring are paid add-ons on Starter and Growth
  • Not a global EOR
  • Premium with payroll included is quoted

Rippling

  • Payroll, IT and hiring on one bill
  • In-product MCP plus an API
  • Replaces several separate tools
  • Monthly base fee on top of the per-employee price
  • No public MCP endpoint
  • Recruiting is a module, not the focus

What each one costs

Eddy

$4/user/mo + $50/mo base

Eddy Starter is $4 per person per month plus a $50/mo base, and Growth is $8 per person per month plus a $75/mo base. Premium, which adds Eddy Payroll and Hiring, is quoted. Add-ons: Payroll at $6 per person plus a $50/mo base, and Hiring at $199/mo. Billing is month to month on active employees. Confirm current terms on the vendor site.

Checked 4 Nov 2026

Rippling

$8/employee/mo

Rippling plans start at $8 per employee per month, plus a monthly base fee. The total depends on the products you choose, and Rippling sends a custom quote. Confirm current terms on the vendor site.

Checked 4 Nov 2026

Common questions

Is Eddy cheaper than Rippling?
Eddy starts lower, at $4/user/mo + $50/mo base against $8/employee/mo for Rippling. That is the entry plan on each side, so the real number depends on seats and the tier you land on.
Can you try Eddy or Rippling for free?
Neither carries a free tier on our listing.
Does Eddy or Rippling have an MCP server?
Rippling ships a first party MCP server, so an AI assistant can work the product directly.

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Editorial listings, never paid rankings. Prices checked 4 Nov 2026. Confirm current terms on the vendor site. Spot an error?