Compare/Head to head

BerniePortal vs Eddy

Same facts, side by side: starting price, free tier, MCP, API and what each one is actually built for.

Starting price

BerniePortal

$5/employee/mo

Broker-sold HR and benefits for small employers, with direct Starter at $5/employee/mo plus a $25 base fee.

Where BerniePortal fits

  • US small employers buying benefits admin plus COBRA in one login
  • Shops that want a printed per-employee rate instead of an enterprise quote
  • Brokers who resell BerniePortal with customized employer pricing
  • Teams that may later add payroll and PTO on Standard or Plus

Eddy

$4/user/mo + $50/mo base

Eddy is all-in-one HR and payroll software for small and midsize businesses. Starter is $4 per person per month plus a $50/mo base; Premium is quoted.

Where Eddy fits

  • US SMBs that want payroll, HR, ATS, and onboarding in one vendor
  • Teams comparing Eddy from $4 per person with Gusto at $49/mo or BambooHR at $250/mo
  • Multi-state employers that have outgrown spreadsheets but not Workday
  • HR leads who want compliance and onboarding next to pay

At a glance

DetailBerniePortalEddy
Starting price$5/employee/mo$4/user/mo + $50/mo base
Free tier–No–No
MCP server–No–No
Public API–No–No
Listed underBenefits administrationATS, HR compliance, HRIS, Onboarding, Payroll
Capterra4.3 from 130 reviewsNot enough reviews

Where they pull apart

BerniePortal

Stands out: bernieportal.com/pricing prints four direct plans: Starter $5/ee/mo, Standard $19, Plus $23, and Enterprise $29, each with an EIN base fee after Starter.

Watch out: Starter covers recruiting, onboarding, benefits, compliance, and COBRA only. PTO, time, payroll, and performance start on Standard, and each of those modules is capped at one approver and one subgroup.

Not the right fit for

  • Global employers that need multi-country payroll as the core product
  • Enterprises that want unlimited subgroups without moving to the $29/ee/mo Enterprise tier

Eddy

Stands out: HRIS, payroll, ATS, onboarding, and HR compliance sit in one SMB bundle, closer to Gusto than to a modular HR Cloud deal.

Watch out: Payroll is an add-on at $6 per person plus a $50/mo base, and Hiring is $199/mo. US payroll plus tax filing is the conversation, not global EOR.

Not the right fit for

  • Global employers that need Deel-style EOR
  • Enterprises on ADP Workforce Now or Workday

Pros and cons

BerniePortal

  • Printed Starter through Enterprise rates on the vendor pricing page
  • COBRA administration is in Starter, not gated to the top tier
  • Broker channel plus a direct-buy path for employers
  • Starter omits PTO, time, payroll, and performance
  • Standard and Plus cap approvers and subgroups until Enterprise
  • No published trial length, only a demo CTA

Eddy

  • Payroll, HRIS, ATS, onboarding, and compliance in one SMB bundle
  • Aimed at US small and midsize employers, not enterprise HCM
  • One vendor instead of Gusto plus a separate ATS
  • Payroll and Hiring are paid add-ons on Starter and Growth
  • Not a global EOR
  • Premium with payroll included is quoted

What each one costs

BerniePortal

$5/employee/mo

Direct Starter is $5 per employee per month plus a $25 base fee and covers recruiting, onboarding, benefits, compliance, and COBRA. Standard is $19/ee/mo plus $40/EIN. Plus is $23/ee/mo plus $40/EIN. Enterprise is $29/ee/mo plus $40/EIN. Brokers offer customized pricing. PTO, time, payroll, and performance start on Standard. Confirm current terms on the vendor site.

Checked 4 Nov 2026

Eddy

$4/user/mo + $50/mo base

Eddy Starter is $4 per person per month plus a $50/mo base, and Growth is $8 per person per month plus a $75/mo base. Premium, which adds Eddy Payroll and Hiring, is quoted. Add-ons: Payroll at $6 per person plus a $50/mo base, and Hiring at $199/mo. Billing is month to month on active employees. Confirm current terms on the vendor site.

Checked 4 Nov 2026

Common questions

Is BerniePortal cheaper than Eddy?
Eddy starts lower, at $4/user/mo + $50/mo base against $5/employee/mo for BerniePortal. That is the entry plan on each side, so the real number depends on seats and the tier you land on.
Can you try BerniePortal or Eddy for free?
Neither carries a free tier on our listing.

Not the pair you wanted?

All BerniePortal alternatives All Eddy alternatives Every Benefits administration tool

Editorial listings, never paid rankings. Prices checked 4 Nov 2026. Confirm current terms on the vendor site. Spot an error?